Information and References: Frequently Asked Questions

Click on the + symbol after any question below to see the corresponding answer.  The first question will automatically close when you open any subsequent question.  Any Settlement Consultant would be happy to answer additional questions or explain any answer in more detail.  Visit the Contact Us page to locate a Professional for further discussions regarding structured settlements.

 

  • Why has there been such growth in the use of Structured Settlements in recent years?

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  • Why is that such an advantage?

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  • Couldn't I get this same kind of growth if I settled my claim for cash, and invested the settlement money on my own? [+]
  • Are there any "strings" attached to this tax advantage? [+]
  • How is a structured settlement an advantage to the insurance carrier? [+]
  • What does the typical structured settlement look like? [+]
  • How can I help in arriving at a structured settlement that will be acceptable to all parties?

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  • Why is a structured settlement offer valid for only a short period of time? [+]
  • What would happen to my structured settlement and annuity payments in the event of my death? [+]
  • Can I use my structured settlement annuity as security for a loan? [+]
  • What if I need the whole amount in the future, can I sell my annuity to someone else so I can get cash value of what's it worth today? [+]
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